Pets in Germany: the well-regulated animal kingdom
Pets in Germany: bringing them (EU passport, microchip, rabies), the dog tax (~€120/yr Berlin), mandatory dog liability cover in 6 states, and breed rules.
Last updated: August 18, 2026
What do I need to know about having a pet in Germany?
Germany is pet-loving but rule-bound. To bring a cat or dog in, it needs a microchip, a valid rabies vaccination, and an EU pet passport (or, from outside the EU, a health certificate and sometimes a rabies antibody test). Once here, dogs must be registered with the city and you pay dog tax (Hundesteuer, around €90-150/year, €120 in Berlin, more for extra or "listed" breeds) - cats are untaxed. Dog liability insurance is legally mandatory in six states and wise everywhere (€3-6/month). Some breeds face restrictions, animal-welfare rules are strict, and vet care is good but not free.
What this guide covers
Good but not free is the part that catches people out
Vet care in Germany is the one line in that summary with no ceiling on it - fees follow the GOT schedule and a single operation runs into four figures. A pet health insurer is how you cap it, and Figo (Figo Tierversicherung, by AGILA) is the specialist route: you set two dials independently - the share it reimburses (50%, 70% or 90%) and the annual ceiling (€3,000, €6,000 or no limit at all). No age limit at sign-up, all breeds insurable, and it covers rabbits and parrots as well as dogs and cats. German-language site, so pair it with your browser's translate function.
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Bringing your pet to Germany
Moving with a cat or dog is very doable if you prepare the paperwork (Moving to Germany):
- Microchip: your pet needs an ISO-standard identification chip, implanted before (or at the same time as) the rabies shot.
- Rabies vaccination: valid and up to date - and for a first vaccination, it must be given at least 21 days before travel.
- From within the EU: an EU pet passport (EU-Heimtierausweis) documents the chip and vaccinations - the standard travel document for dogs, cats, and ferrets (the EU pet-travel rules set the baseline).
- From outside the EU: an EU animal health certificate, and from higher-rabies countries a rabies antibody titer test (with a waiting period) may be required - check your country's category via the Federal agriculture ministry (BMEL) well ahead, as the timeline can run months.
- Limits: non-commercial moves are capped (generally five pets), and some restricted breeds can't be imported.
Start early - the vaccination and (where needed) titer-test timings are the long pole in a pet relocation.
| Item | What to know |
|---|---|
| To bring a pet | Microchip + valid rabies vaccination + EU pet passport (or health cert from outside the EU) |
| Dog tax (Hundesteuer) | ~€90-150/year first dog (Berlin €120); listed breeds up to €800+ |
| Dog liability insurance | Mandatory in 6 states, ~€3-6/month, wise everywhere |
| Cats | No tax, usually no registration |
Pet insurance from HanseMerkur
German vet bills follow a fixed fee schedule (GOT) and surgery can run into the thousands - a Tierkrankenversicherung, or at least OP-cover, caps the risk. HanseMerkur, a major German insurer, covers dogs and cats for illness, surgery and accidents. German-language site, so pair it with your browser’s translate.
Get a HanseMerkur pet quoteAffiliate link. No extra cost to you, keeps our expat guides free.
Parasite protection, worming and where to buy pet medicines
This is the part of German pet ownership nobody briefs you on, and the risks genuinely differ from where you came from. A pet that arrives healthy needs a local prevention routine within weeks, not eventually.
Ticks are the big one. The common German tick (Holzbock, *Ixodes ricinus*) is most active March to June and again September to November, per ESCCAP Deutschland, the veterinary parasitology body whose recommendations German vets follow. ESCCAP advises treating preventively from the start of the season to the end of it, rather than reacting once you find one.
What they carry matters more than the bite:
- Borreliose (Lyme), Anaplasmose and Babesiose are all transmitted by ticks here, and can be serious.
- Babesiose infection is possible throughout Germany, not just in the traditional southern hotspots.
- There is no vaccine you can fall back on. No Babesiose vaccine is licensed in Germany (only in France and Switzerland), and there is no Anaplasmose vaccine at all. Prevention is the whole strategy.
- Check your dog over after walks in long grass and woodland, and remove ticks promptly.
Getting a new arrival onto a German prevention routine
A pet that has just landed needs the local routine started, and the products are the ordinary non-prescription ones: spot-ons, collars and sprays from Frontline, Advantix and Seresto, which German vets and pharmacies dispense without a prescription. DrPetcare is an online Tierapotheke stocking those alongside wormers and wound care for dogs, cats, small animals and horses, with its own vets available for questions. Which product suits your animal depends on its weight, species and whether it swims or hunts, so ask your Tierarzt before you standardise on one. German-language site, so pair it with your browser's translate.
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Worming runs on risk, not the calendar. ESCCAP's approach is to match frequency to how your animal actually lives: a dog that hunts, scavenges, eats raw meat or is around small children sits in a higher risk group, where the guidance is typically four treatments a year, or regular faecal examinations (Kotuntersuchung) with treatment only when something is found. An indoor cat needs far less. Your vet should set the schedule rather than you copying a number off a packet.
Where you are allowed to buy this stuff is the genuinely confusing part, because German veterinary medicines fall into three tiers:
| Tier | German term | Where you can buy it |
|---|---|---|
| General sale | freiverkäuflich | Ordinary retail, including online shops |
| Pharmacy-only | apothekenpflichtig | A pharmacy or the vet's own Hausapotheke (and authorised mail order) |
| Prescription | verschreibungspflichtig | Only on a vet's prescription |
The rules changed recently: an amended Tierarzneimittelgesetz (TAMG) came into force on 1 January 2026. Mail order of non-prescription veterinary medicines is permitted in Germany through authorised retailers. Mail order of prescription medicines is still not generally allowed, with a new partial exception letting vets send medicines directly to the owner of an animal they have already treated. So an online shop can legitimately sell you a flea collar or a wormer; anything prescription-only still runs through your Tierarzt.
How to check any seller before you order (worth two minutes, and almost no expat knows it exists):
- Since 28 January 2022 the shared VET logo is mandatory on sites that mail-order veterinary medicines. No logo is a red flag.
- The Bundesamt für Verbraucherschutz und Lebensmittelsicherheit (BVL) maintains a public Versandhandelsregister of retailers authorised to sell veterinary medicines at a distance. Look the shop up there.
- Both checks apply to any seller, including the one below.
Restocking the routine items between vet visits
Once your vet has set the schedule, the recurring items are the freiverkäuflich and apothekenpflichtig ones the table above describes, and buying them online is what the TAMG permits. DrPetcare is an online Tierapotheke covering exactly that range - parasite treatments, wormers, wound care, eye and ear care, joint and nutrition products across dogs, cats, small animals, horses and birds - and it answers product questions through its own vets. Run the two checks above on any pharmacy you order from, this one included, and keep prescription medicines with your Tierarzt. German-language site, so pair it with your browser's translate.
Browse the DrPetcare rangeAffiliate link. No extra cost to you, keeps our expat guides free.
Dog tax (Hundesteuer)
A uniquely German thing newcomers don't expect: you pay an annual tax to own a dog.
- It's a municipal tax - each city sets its own rate, so there's no national figure. Register your dog with the local tax office/city within a few weeks of arrival or acquisition (Your first 30 days in Germany).
- Typical rates: most cities charge €90-150/year for a first dog; Berlin is €120 for the first dog and €180 for each additional dog.
- Second and further dogs cost more, and "listed"/"dangerous" breeds (see below) are taxed punitively - up to several hundred euros a year (€800+ in some cities).
- Cats are not taxed, and generally need no registration (though some cities require outdoor cats to be neutered and chipped under a Katzenschutzverordnung).
The tax funds nothing dog-specific - it's a general municipal levy - but it's compulsory, and unregistered dogs can bring fines.
Dog liability insurance (Hundehaftpflicht)
If your dog bites someone or causes an accident, you're liable - potentially for large sums - so:
- It's legally mandatory in six states: Berlin, Hamburg, Lower Saxony, Saxony-Anhalt, Schleswig-Holstein, and Thuringia. Elsewhere it's strongly recommended, not required.
- It's cheap - roughly €3-6/month - and covers damage or injury your dog causes, often into the millions.
- It's separate from your personal liability insurance (Privathaftpflicht), which usually does not cover dogs - and note your home-contents insurance is different again (Hausrat).
Even where it's not mandatory, get it - one incident dwarfs a lifetime of premiums.
Dog liability is a separate policy - here is where to buy it
Because your Privathaftpflicht excludes dogs, this is a second contract, and InShared sells both from the same place: its liability section covers private liability in Basis and Plus tiers and links straight through to Hundehalterhaftpflicht. If you are in Berlin, Hamburg, Lower Saxony, Saxony-Anhalt, Schleswig-Holstein or Thuringia, this is the legally required one. German-language site, so pair it with your browser's translate function.
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Breed rules and the "Listenhunde"
Germany regulates certain breeds, and the rules vary by state (Bundesland):
- "Listed" breeds (Listenhunde / so-called Kampfhunde) - typically certain bull-type and mastiff breeds - face extra rules: some are banned, others need a permit, temperament test (Wesenstest), muzzle, and leash in public, plus much higher dog tax.
- The lists differ by state, so a breed allowed in one Bundesland may be restricted in another - check your specific state before importing or adopting one.
- Dog licence (Hundeführerschein): in Lower Saxony it's mandatory for all dog owners; elsewhere it may apply to certain breeds or be voluntary.
If you own or plan to adopt a bull-type or mastiff breed, research your state's rules first - this is where pet ownership gets genuinely complicated.
Listed breeds are exactly where a second quote pays off
Dog liability is compulsory in several states and effectively unavoidable for a listed breed, and that is also the case insurers price most sharply - so it is worth asking more than one. AXA writes Tierhalterhaftpflicht from the same hub as its private liability, which is useful if you would rather hold both with one insurer, and it is a name most arrivals recognise from home when every other option on the page is new to them. Check the breed question in the quote flow before assuming cover, since restricted breeds are underwritten individually. German-language site, so pair it with your browser’s translate function.
See AXA TierhalterhaftpflichtAffiliate link. No extra cost to you, keeps our expat guides free.
Animal-welfare rules (they're strict)
Germany takes animal welfare (Tierschutz) seriously, and it shapes daily ownership:
- Dogs must be properly exercised - national rules require dogs to be walked/let out of confinement multiple times a day and not left alone for excessive periods.
- Leash laws (Leinenpflicht) apply in many areas, and seasonally in parks/forests during wildlife breeding season - check local rules.
- You can't simply give up or abandon an animal - rehoming goes through a Tierheim (animal shelter), and abandonment is an offence.
- Adoption from a Tierheim is common, respected, and involves a screening and a fee.
Vets, costs, and pet insurance
- Veterinary care is good but not free - vet fees follow the national schedule (Gebührenordnung für Tierärzte, GOT), which was substantially raised in November 2022, so bills went up sharply for everyone. Insurers reimburse at a stated GOT multiple (the best pay the Höchstsatz), and a single operation - a cruciate ligament, a foreign body swallowed, a tumour removal - runs well into four figures.
- Two different products, and people confuse them. An OP-Versicherung covers surgery only and is the cheap floor; a full Tierkrankenversicherung also covers consultations, diagnostics, medication and treatment without an operation. If budget forces a choice, surgery cover is the one that protects against the ruinous bill.
- What it costs (2026 market ranges): OP-only cover starts around €15-25/month for a dog and about €8/month for a cat; full health cover typically runs €30-60/month for a dog (the whole market spans roughly €20-80, and premium tariffs for large or high-risk breeds go higher) and €15-40/month for a cat. Outdoor cats cost more than indoor cats because they get hurt more.
- The three things that decide whether you can insure at all: age at sign-up (many insurers set an upper limit, a few do not), breed (large and listed breeds are loaded or refused), and pre-existing conditions, which are excluded everywhere. Insure while the animal is young and healthy - this is the one insurance where waiting costs you the option, not just the price.
- Waiting periods (Wartezeit/Karenzzeit) apply after sign-up, and are longer for planned procedures than for accidents - so cover taken out the week before an operation will not pay. Check the Selbstbeteiligung (your share) and whether the tariff has an annual payout ceiling, which is where cheap tariffs quietly cap out.
- Routine care (vaccinations, worming, checkups) is straightforward, and English-speaking vets are common in big cities. The parasite schedule, the three legal tiers of veterinary medicine and where you may buy each are covered in the parasite section above.
Pet insurance from HanseMerkur
German vet bills follow a fixed fee schedule (GOT) and surgery can run into the thousands - a Tierkrankenversicherung, or at least OP-cover, caps the risk. HanseMerkur, a major German insurer, covers dogs and cats for illness, surgery and accidents. German-language site, so pair it with your browser’s translate.
Get a HanseMerkur pet quoteAffiliate link. No extra cost to you, keeps our expat guides free.
What the GOT schedule means for your bill
Because vet fees follow the GOT schedule, the question is not whether treatment is expensive but what share you carry. Figo gives you two dials for exactly that, set independently: the share it reimburses (50%, 70% or 90%) and the annual ceiling (€3,000, €6,000 or no limit at all), billed at the GOT top rate. Free choice of vet plus a video consultation, no age limit at sign-up, and no cancellation after a claim. German-language site, so pair it with your browser's translate function.
Calculate a Figo premiumAffiliate link. No extra cost to you, keeps our expat guides free.
Pets, housing, and transport
- Renting: landlords can restrict dogs and other larger pets (small caged animals and usually cats are harder to forbid) - check your contract, as a blanket "no pets" clause isn't always enforceable but dogs often need permission.
- Public transport: small pets in a carrier usually travel free; larger dogs typically need a child-fare ticket and may need a muzzle and leash - rules vary by transport association.
- Out and about: Germany is dog-friendly - many restaurants, shops, and offices welcome well-behaved dogs - but always leashed where required and never off-limits areas.
Frequently asked questions
What do I need to bring my dog or cat to Germany?
A microchip, a valid rabies vaccination (given at least 21 days before travel for a first shot), and an EU pet passport if coming from within the EU. From outside the EU you need an animal health certificate and, from higher-rabies countries, possibly a rabies antibody titer test with a waiting period. Start early - the timings can take months.
How much is dog tax in Germany?
It's a municipal tax set locally, typically €90-150/year for a first dog - Berlin charges €120, and €180 for each additional dog. Second dogs and "listed"/dangerous breeds cost significantly more (up to €800+ in some cities). Register your dog with the city within a few weeks. Cats are not taxed.
Is dog liability insurance mandatory in Germany?
In six states - Berlin, Hamburg, Lower Saxony, Saxony-Anhalt, Schleswig-Holstein, and Thuringia - yes; elsewhere it's strongly recommended. It costs about €3-6/month and covers damage or injury your dog causes, often into the millions. Your personal liability insurance usually excludes dogs, so this is separate and worth having everywhere.
Are certain dog breeds banned in Germany?
Some are restricted rather than uniformly banned, and the rules vary by state. "Listed" breeds (certain bull-type and mastiff breeds) may face bans, permits, temperament tests, muzzle and leash requirements, and much higher dog tax. Because each Bundesland has its own list, check your specific state before importing or adopting one.
Do I need to register my pet in Germany?
Dogs must be registered for dog tax with the local city/tax office within a few weeks of arrival or acquisition, and unregistered dogs risk fines. Cats generally need no registration, though some cities require outdoor cats to be neutered and microchipped. The pet passport and microchip handle identification.
How much does a vet cost in Germany?
Vet fees follow a national schedule (GOT), so they're regulated but not cheap - the schedule was raised substantially in November 2022, and while routine care stays manageable, surgery or serious treatment runs into hundreds or thousands of euros. Many owners take pet health or surgery insurance to cap the risk. English-speaking vets are common in larger cities.
Is pet insurance worth it in Germany, and what does it cost?
Surgery-only cover (OP-Versicherung) starts around €15-25/month for a dog and about €8/month for a cat; full health cover typically runs €30-60/month for a dog and €15-40/month for a cat in 2026, varying with breed, age and whether a cat goes outdoors. The decision usually comes down to whether you could pay a four-figure operation out of pocket. Sign up while the animal is young and healthy - pre-existing conditions are excluded everywhere, many insurers set an upper age limit, and waiting periods mean cover bought just before a procedure will not pay.
When is tick season in Germany, and what do ticks carry?
The common German tick is most active March to June and again September to November, and ESCCAP Deutschland advises treating preventively across the whole season rather than reacting to a bite. Ticks here transmit Borreliose, Anaplasmose and Babesiose, and Babesiose infection is possible throughout Germany. There is no fallback vaccine: no Babesiose vaccine is licensed in Germany, and none exists for Anaplasmose, so prevention is the entire strategy.
How often should I worm my dog or cat in Germany?
By risk, not by calendar. ESCCAP's approach matches frequency to how the animal lives: hunting, scavenging, raw-fed animals or those around small children are a higher-risk group where roughly four treatments a year is typical, or regular faecal examinations with treatment only when something is found. An indoor cat needs far less. Have your Tierarzt set the schedule.
Can I buy pet medicines online in Germany?
Non-prescription ones, yes. German veterinary medicines split into freiverkäuflich (general sale), apothekenpflichtig (pharmacy or the vet's Hausapotheke) and verschreibungspflichtig (prescription only). Under the amended Tierarzneimittelgesetz in force since 1 January 2026, authorised retailers may mail-order non-prescription products, while prescription mail order remains generally prohibited apart from a vet sending medicines to an animal they have treated. Check any shop against the BVL Versandhandelsregister and look for the VET logo, mandatory since 28 January 2022.
Can my landlord forbid pets?
Landlords can restrict dogs and larger pets, and dogs often need explicit permission in the lease - though a blanket "no pets whatsoever" clause isn't always legally enforceable. Small caged animals and usually cats are much harder to forbid. Always check your rental contract and get any dog agreed in writing.
Is Germany a good place to have a dog?
Yes, if you accept the rules - it's very dog-friendly, with dogs welcome in many restaurants, shops, and offices, plenty of parks, and a strong animal-welfare culture. The trade-offs are the dog tax, mandatory insurance in some states, breed regulations, leash laws, and the expectation that dogs are properly exercised and cared for.
Related guides
Keep going: these guides continue where this one ends.
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