Moving to Germany: the complete guide
Visas, shipping quotes, blocked accounts, health insurance, housing and the first-month plan: the full pre-arrival to settled roadmap for expats and families.
Last updated: July 13, 2026
What does moving to Germany require?
Moving to Germany requires four tracks run in parallel: a visa/permit matching your situation (EU citizens skip this), proof of funds or a job contract, health insurance valid from day one, and housing that allows address registration (Anmeldung) within 14 days of moving in. Start visa and shipping 3-6 months out; everything else follows a fixed first-month sequence.
What this guide covers
The timeline that works
| When | Do |
|---|---|
| 3-6 months out | Visa route chosen (overview guide) + application filed; international moving quotes; degree recognition if needed (Anabin) |
| 2-3 months | Blocked account for students; housing search opens (furnished-first strategy); notice on current home; school applications if kids |
| 1 month | Health insurance arranged (guide); flights; documents apostilled + translated (marriage/birth certificates); Wise account for the money move |
| Arrival month | The first-30-days checklist takes over (guide) |
Who needs which visa (the 60-second version)
EU/EEA/Swiss: none - arrive, register, work. Everyone else: Blue Card (€50,700/€45,934 thresholds - guide), skilled worker permit, student visa (+blocked account €11,904 - guide), family reunification, freelance visa, or the points-based Chancenkarte jobseeker card (€13,092 funds). Full decision tree in the visa overview guide. US/UK/CA/AU/JP/KR/NZ/IL citizens may enter visa-free and convert inside Germany.
The money to bring
Realistic solo landing budget: deposit up to 3 cold rents + first month + €1,500-3,000 setup (visa fees, insurance start, SIM, transit, the famous kitchen-less apartment problem, initial furniture). Families: add school/Kita lead times more than money. Move savings via Wise, not SWIFT.
Shipping vs selling
Under ~15m³, European moves: van lines or self-drive win. Intercontinental: container math only works for full households - get 3+ quotes early), lead times run 6-12 weeks, and remember German flats are smaller and kitchen-less; selling and rebuying often beats shipping appliances that won't fit or run on 60Hz.
Documents Germany will ask for repeatedly
Passport (+visa), birth certificates (apostilled, translated by a sworn translator - beglaubigte Übersetzung), marriage certificate (same), degree + Anabin printout, driving license (exchange rules by country - guide), vaccination records, and for some nationalities the APS certificate before any visa (India, China, Vietnam - detail in the student/India guides).
Frequently asked questions
How long does the whole move take?
EU citizens: as fast as housing. Visa nationals: 2-6 months embassy-dependent; India/APS corridors budget 6+.
Can I move without a job?
Chancenkarte (points + funds), student route, family route, or freelance visa with clients/portfolio. Tourist-entry-then-figure-it-out only works for visa-free nationalities and still requires converting within 90 days.
Rent before arriving - safe?
Never wire deposits for unseen flats (scam guide). Book verified furnished housing, hunt long-term from inside.
Bring my car?
EU plates: re-register within a year-ish windows apply. Non-EU imports: customs + TÜV + tax = usually not worth it under premium value.
What about my pension/social security back home?
Germany has totalization agreements (US, and many others): contribution periods link rather than vanish. Non-EU leavers can even refund German pension contributions later - see the pension refund guide.
Related guides
Keep going: these guides continue where this one ends.
German visas and residence permits: the decision tree
Every route compared: Blue Card €50,700, skilled worker permit, student visa, Chancenkarte points card, freelance visa, family reunification
EU Blue Card Germany: the skilled-worker fast track
Blue Card requirements: €50,700 standard, €45,934 shortage occupations and new graduates, application steps, family rights, permanent reside
Your first 30 days in Germany: the complete checklist
Day-by-day arrival plan: Anmeldung week 1, tax ID, bank account, health insurance, SIM, Rundfunkbeitrag, Schufa start. Interactive expat che
Finding an apartment in Germany: platforms, paperwork and how to actually win
ImmoScout24, WG-Gesucht and Kleinanzeigen compared, the application folder that wins viewings (Schufa, payslips), Kaltmiete decoded, scam re